How to Use Your HSA/FSA Funds on SNOO
Step 1: Add SNOO, Pre-Loved SNOO, or SNOO Rental to your cart.
Step 2: Head to Checkout and select Truemed as your payment option (be sure to skip any accelerated checkout methods, like Shop Pay.)
Step 3: Answer a short survey to determine your eligibility. Then, qualified patients will be sent to the payment page.
Step 4: If you pay with your HSA/FSA card, you’re all set! Truemed will send paperwork to make sure your purchase is compliant. If you do not have an HSA/FSA card, you can pay with your credit/debit card and Truemed will send you reimbursement instructions.
The Truemed payment option determines eligibility and enables qualified customers to pay with their HSA/FSA funds at checkout. Once you’re approved, that’s it! You’ll receive an order confirmation and effectively save up to 30–40% on your SNOO!
Shopping for SNOO With Your HSA/FSA
At Happiest Baby, we know that sleep, peace of mind, and support are key to parents leading their happiest, healthiest lives, and our new partners at Truemed agree! Through our relationship with Truemed, qualified customers can now use Health Savings Account (HSA) or Flexible Spending Account (FSA) funds for SNOO! This means you may be eligible to buy or rent SNOO with pre-tax dollars…resulting in about 30% savings on average!
HSAs and FSAs were created for you to spend tax-advantaged dollars on products and services that promote wellbeing and Truemed makes it easy to reap those wellness-boosting benefits.
FAQs
How does using my HSA/FSA account save me money?
HSA/FSA accounts were created so individuals could use pre-tax money to pay for expenses used to treat, mitigate, or prevent a specific medical condition. Because HSA/FSAs use pre-tax money, you’re getting more purchasing power for your dollars. Rather than pay taxes on income and then spend it on health items, qualified customers can use pre-tax funds to invest in their health.
An individual can contribute up to $4,150 pretax to their HSA per year, or $8,300 for a family (plus an additional $1,000 if you are at least 55 years old. Individuals can contribute up to $3,200 pretax to their FSA per year (with an additional $500 in employer contributions allowed).
What are FSA and HSA accounts?
Health savings accounts (HSA) and flexible spending accounts (FSA) are programs that allow you to set aside pre-tax dollars for eligible healthcare expenses. If you’re unsure whether or not you have an HSA or FSA account, please check with your employer or insurance company.
Which Happiest Baby products are eligible for HSA/FSA payment?
Currently, you can use HSA/FSA funds to purchase a new or Certified Pre-Loved SNOO or to rent SNOO. To buy a new or Pre-Loved SNOO, simply select Truemed as your payment option at checkout and use your FSA or HSA card the same way you would with any other credit card.
To rent SNOO, complete your purchase with your normal payment method. Afterward, you’ll see an option to use your HSA/FSA on your order. Click on “Get Reimbursed.” You’ll answer a short questionnaire. Once you’re pre-approved, you’ll receive a Letter of Medical Necessity (LMN) with more detailed reimbursement instructions within 24 to 48 hours. Submit your LMN and your receipt(s) to your HSA/FSA provider to get reimbursed.
Please note that the SNOO rental fee and return shipping fee are eligible for reimbursement, but the Cleaning & Reconditioning Fee is not.
Do I have to buy from HappiestBaby.com in order to use HSA/FSA on SNOO?
Yes. You need to buy or rent SNOO on our site to qualify for HSA/FSA reimbursement.
Can I use my regular credit card at checkout?
Yes. If you prefer to use your regular credit card, Truemed will send you instructions on how to submit for reimbursement from your HSA/FSA administrator.
What is a Letter of Medical Necessity?
To determine whether certain products or services are qualified medical expenses, HSA/FSA plan administrators often require a letter from a licensed practitioner to substantiate the need. This letter is called a “Letter of Medical Necessity (LMN).
Are there fees associated with using Truemed's services?
No! As long as you are shopping with a Truemed partner merchant, there’s no cost to you.
When should I use my FSA/HSA dollars?
You can use your HSA/FSA dollars all year long. However, FSA dollars expire at the end of the year and unused money may not rollover into the next year. Make sure to spend the rest of your FSA dollars before December 31st—use it, so you don’t lose it!
How long does it take for me to receive my Letter of Medical Necessity?
It typically takes 24 to 48 hours. In some cases, Truemed’s provider team will require additional time to issue a letter of medical necessity based on the needs associated with an individual qualification survey. If you don’t see your letter in your inbox, check spam, then reach out to us at support@truemed.com for help.
I don’t have an HSA/FSA. Can I still benefit from Truemed?
Unfortunately, Truemed’s services are for individuals who have HSA or FSA accounts (or plan to fund one during open enrollment). We encourage you to ask your employer for more information about your HSA or FSA plan!
I don’t live in the U.S. Can I still get reimbursed with Truemed?
Right now Truemed is only available in the United States.
What if my HSA/FSA payment is rejected by my administrator?
Please contact us at team@truemed.com so we can help you troubleshoot the issue. HSA/FSA plan administrators often have detailed requirements, so it may be as simple as re-issuing your Letter of Medical Necessity using the administrator’s form.
What if I don’t have enough funds in my HSA/FSA to cover SNOO?
Currently, Truemed cannot split payments between your HSA/FSA card and another payment method. In this case, we recommend completing your purchase with a different payment method and then submitting a reimbursement claim for the available funds through Truemed.